What Is Medical Debt Forgiveness?

Medical debt forgiveness refers to programs and policies that help reduce or eliminate unpaid medical bills for individuals facing financial hardship. This can be offered by hospitals, nonprofit organizations, government programs, or medical providers.

How can medical debt be forgiven?

• Hospital financial assistance: Many nonprofit hospitals offer charity care programs that reduce or eliminate medical bills for eligible patients.
• Negotiation with providers: Some medical offices and hospitals allow bill reductions or payment plans based on financial need.
• Debt relief organizations: Nonprofits and charities may purchase and forgive medical debt for qualifying individuals.
• Government programs: Some state and federal programs provide assistance for low-income patients.

Who qualifies for medical debt forgiveness?

• Patients who meet income-based criteria for hospital financial assistance.
• Individuals experiencing financial hardship due to job loss or high medical expenses.
• Some nonprofit organizations focus on forgiving past-due medical debt for those in need.

How Solace can help

A Solace advocate can help you understand financial assistance programs, negotiate medical bills, and explore options for debt relief. They can also assist in appealing denied claims that may have led to high out-of-pocket costs.

What to do next

Struggling with medical bills? A Solace advocate can help you explore debt relief options. Find an advocate today.