What Is a Medicare Plan?

A Medicare plan describes any way you choose to receive Medicare coverage, whether through Original Medicare (Parts A and B), private insurance options such as Medicare Advantage (Part C), standalone Medicare prescription drug coverage (Part D), or supplemental coverage like Medigap. Medicare plans offer various combinations of coverage, allowing you to customize your benefits based on your healthcare needs.

Why Medicare plans matter

• Flexible coverage options: You can select coverage that meets your specific health needs, such as adding prescription drug benefits or choosing supplemental coverage.
• Control over healthcare costs: Different plans offer various structures for premiums, copayments, deductibles, and out-of-pocket maximums, helping you manage expenses more predictably.
• Choice of providers: Plans differ in network rules, allowing you to choose between wider provider access (Original Medicare and PPO plans) or potentially lower costs within restricted networks (Medicare Advantage HMOs).

How Solace can help

A Solace advocate can help you explore all your Medicare options, from Original Medicare and prescription drug plans to Medicare Advantage and supplemental coverage. Advocates will assist you in choosing the right combination of plans, enrolling smoothly, and addressing any coverage questions or issues that arise.

What to do next

Want personalized help choosing the best Medicare plan options for your situation? A Solace advocate can simplify your choices and provide clear guidance. Find an advocate today.